The Leader in Liability Management Solutions

Financial Crossing is the market leader in the emerging field of liability management. Our products and services help financial institutions and professionals to provide their clients with objective, straightforward advice to optimize liabilities including mortgages, home equity loans, car loans and credit cards via branch, call-center, and online, driving mortgage sales across all channels in any economic environment.


Science is the backbone of Financial Crossing's Liability ManagerSM. Our proprietary, scientific approach analyzes an individual’s debt using advanced modeling to develop specific action plans. These plans identify the best loan products for each client, taking into account current and projected market conditions, risk tolerance, time horizon, goals and specific financial circumstances.

Our platform enables financial professionals and call center or branch employees to work with individuals to make smart decisions regarding their lending options. In 2008 we added the capability to allow individuals to work with Financial Crossing's Liability ManagerSM directly in a simplified but still powerful web interface, enabling high quality advice and improved sales across all channels.

Finally, Liability Manager provides seamless online transaction capabilities. Our solutions are revolutionizing the way financial institutions and professionals manage their clients' total wealth.